Group Spend Savings Are Breaking My Bank

A friend of mine introduced me to one of the plethora of group buying sites that sends out a deal that only gets activated if a certain number of people choose to purchase.

I don’t know if I should thank her or curse her.

On the plus side, I have been (or will be) able to try out some restaurants, yoga studios, gyms, circus class (!!?!) etc. I probably would have wanted to check out regardless and now I get to do it at a discount.

Uh huh.

But however I justify the purchases, the actual spend adds up fast.

The problem is the ease of the transaction and if the deal allows you to buy multiples- watch out!

I’ve fallen into that “trap” a couple times- willingly, and then the credit card bill comes in.

Ouch.

Big ouch.

And some of the deals today look really good.

To buy or not to buy, that is the question.

I think I can let the 50% off deal for French imports (expensive oils, vinegars, caramels, crockery etc.) go but the teeth whitening deal is tweaking my interest….

Playing to my vanity, damnit.

Do I really need it?

Depends on how one defines “need” but will it improve my self-esteem and that is worth $42.

I have been talking about budgeting with a friend lately because we are both trying to figure out what we need to do to set ourselves up to have kids on our own (buying swimmers is a very expensive process, as it turns out).

I am generally pretty good (this past month excepting) but I am going to systemize this to keep on track. I was very strict when I had a mortgage but I loosened up the tracking, using the receipts in my wallet as my early warning system.

My salary bump starts this pay period and the next one should reflect the full bi-weekly amount. I’ll start plugging some numbers into a template off the internet and get this process going.

For me, it helps to see my savings grow.

That may sound really materialistic but I don’t think it so. For me, it represents freedom, options- things that mean a lot more to me than dinners out.

I love a good deal as much as the next person but knowing I can support a family on my own?

Priceless.

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~ by angryegg on September 9, 2010.

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